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All About Mortgages – The Basics, The Different Types, Credit Scores, Down Payments, and More!

It can be an exciting and stressful time as you ready yourself to purchase your first home. It can be frustrating to organize your finances in the ways that your lender and realtor will need them. This post is all about mortgages and it is here to help guide you along your way to home ownership. A good Realtor and Loan Professional are key to having a smooth ride on your first home purchase. A good Realtor will have a group of loan professionals on hand that can handle your particular situation. The following videos explain what a mortgage is and how it works.

Understand the basics of a mortgage. Learn more about payments, interest, taxes, collateral and insurance. 


Learn how mortgage rates work and the difference between the conventional mortgage rate and the adjustable-rate mortgage


Learn how credit scores impact your mortgage rate


Understand your down payment options


Let’s take a look at some of the most common types of home loans


Learn more about the mortgage process

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Tom ReeseTom Reese has 20+ years experience in helping his clients sell their homes for a price that sells and makes them a profit. Tom has helped his clients buy and sell property in every neighborhood in Northern Kentucky and Cincinnati.

About Tom Reese

Helping my clients attain their dreams has been the foundation of my success. With my strong attention to customer service, I have earned my clients continued support and referrals. Put my enthusiasm and dedication to work for you!

Call Tom anytime at (859) 393-1293

Tom may be new to rapping but he’s not new to real estate!

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  • How To Find Out If Your Home Appraisal Is Fair And Accurate…
  • Selling a House Series #4 – Fixing Up The Inside and Outside of Your Home
  • You Inherited A House, Now You’re Ready To Sell It. How Will Your Profits Be Taxed?…
  • Buying a House Series #8 – A Thorough Home Inspection is a Crucial Step To Buying a Home!
  • Buying a House Series #7 – The Bank Will Need to Appraise the House You Want to Finance

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"Tom was the listing agent for a home which I was interested in purchasing. Because I was in the market for this home in particular, as opposed to a more general search, I opted to work with him directly instead of using a buyers' agent. I cannot attest to his...

Ryan Rleith - Covington, Kentucky

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Recent Posts

  • How To Find Out If Your Home Appraisal Is Fair And Accurate…
  • Selling a House Series #4 – Fixing Up The Inside and Outside of Your Home
  • You Inherited A House, Now You’re Ready To Sell It. How Will Your Profits Be Taxed?…

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Tom Reese, Realtor
60 Cavalier Boulevard
Florence, Kentucky 41042
(859) 393-1293



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Tom Reese, Realtor
60 Cavalier Boulevard · Florence, Kentucky · 41042
(859) 393‐1293

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