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All About Mortgages – The Basics, The Different Types, Credit Scores, Down Payments, and More!

By ReeseSells

It can be an exciting and stressful time as you ready yourself to purchase your first home. It can be frustrating to organize your finances in the ways that your lender and realtor will need them. This post is all about mortgages and it is here to help guide you along your way to home ownership. A good Realtor and Loan Professional are key to having a smooth ride on your first home purchase. A good Realtor will have a group of loan professionals on hand that can handle your particular situation. The following videos explain what a mortgage is and how it works.

Understand the basics of a mortgage. Learn more about payments, interest, taxes, collateral and insurance. 


Learn how mortgage rates work and the difference between the conventional mortgage rate and the adjustable-rate mortgage


Learn how credit scores impact your mortgage rate


Understand your down payment options


Let’s take a look at some of the most common types of home loans


Learn more about the mortgage process

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Tom ReeseTom Reese has 20+ years experience in helping his clients sell their homes for a price that sells and makes them a profit. Tom has helped his clients buy and sell property in every neighborhood in Northern Kentucky and Cincinnati.

About Tom Reese

Helping my clients attain their dreams has been the foundation of my success. With my strong attention to customer service, I have earned my clients continued support and referrals. Put my enthusiasm and dedication to work for you!

Call Tom anytime at (859) 393-1293

Tom may be new to rapping but he’s not new to real estate!

Filed Under: Mortgages Tagged With: Credit Scores, Different types of mortgages, Down Payments, Mortgage basics

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  • 7 Things That Should Be Left Unsaid by You When You Are Selling Your Home…
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Tom Reese, Realtor
60 Cavalier Boulevard
Florence, Kentucky 41042
(859) 393-1293



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Tom Reese, Realtor
60 Cavalier Boulevard · Florence, Kentucky · 41042
(859) 393‐1293

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